End the Stress: How Growth Funding Group Eliminates Your Toxic MCA Debt

If you've landed on this page, you already know the brutal reality of the Merchant Cash Advance (MCA) trap. The daily or weekly withdrawals have turned cash flow management into a crisis, and the crippling interest rates, often soaring past 180% APR, are suffocating your growth.

You don’t need another expensive "reverse consolidation" that just kicks the problem down the road. You need a strategic exit—a way to replace toxic debt with lower-cost, sustainable capital.

At Growth Funding Group, we specialize in doing just that. We look past the short-term pressure the MCA created and focus on the strength of your business assets and future cash flow to engineer a permanent solution.

Your Strategic Options for Financial Freedom

We don't believe in one-size-fits-all lending. Our expertise lies in deploying specific, powerful financial tools to match your unique capital needs and asset profile.

1. Leverage Your Commercial Real Estate (Tool 1: Second Position Loans)

If your business owns property, we can immediately leverage that equity to pay off your high-APR debt.

• The Solution: We structure a Commercial Second Position Mortgage Loan. This allows you to pull cash out of your property without touching your primary, low-rate mortgage.
• The Benefit: You instantly replace unpredictable daily debits with a single, manageable monthly payment at an interest rate that is a fraction of the MCA cost. We underwrite the asset's value and cash flow, making this a fast option even if your credit has taken a recent hit.

2. Stabilize Your Budget with Less Costly Term Loans (Tool 2)

For strong companies without available real estate, we offer custom-structured term loans designed solely for MCA takeout.

• The Solution: A conventional Term Loan with fixed, low-cost interest rates.
• The Benefit: This provides instant cash flow relief by eliminating the aggressive, high-frequency payment schedule of the MCA. It stabilizes your budget, allowing you to breathe and redirect funds toward inventory, expansion, and genuine growth.

3. Institutional Liquidity for Major Debt Stacks (Tool 3: Hedge Fund Loans)

When the debt burden is massive—typically $8 Million and up—we bring in institutional capital that banks cannot provide.

• The Solution: Specialized Hedge Fund Loans designed for large-scale corporate restructures and debt elimination.
• The Benefit: These loans are underwritten with extraordinary flexibility, often collateralized against projected EBITDA, contractual revenues, unique machinery, or other odd asset classes. This is the strategic capital needed to entirely eliminate multi-million dollar MCA exposure.

Don't Wait—Every Day You Wait is Another Day You Pay 180%

Every daily withdrawal is draining the life out of your company. You have options to replace that toxic debt with sustainable financing, but taking the first step is essential.

Fill out the short form above right now.

A specialist from Growth Funding Group will review your current debt portfolio and provide a confidential, custom-engineered exit strategy designed to put your business back on a path toward predictable profitability. Stop paying the MCA tax and start funding your futu