When Traditional Lenders Say No, We Say Yes.
In the world of commercial real estate, speed and flexibility are everything—especially when a property is facing distress. At Growth Funding Group, we specialize in high-stakes, time-sensitive commercial situations. We are not bound by the strict credit box of conventional banks; instead, we underwrite the strength of the asset, its equity, and its cash flow potential.
If your property is in foreclosure, facing a looming maturity date, or navigating bankruptcy, we offer immediate capital solutions designed to preserve your equity and protect your investment.
Our Specialized Distressed Lending Solutions
1. Commercial Foreclosure Bailout Loans
Time is your most critical enemy in a foreclosure proceeding. We provide rapid financing specifically structured to intercede in these legal processes, providing the immediate capital needed to pay off the existing note holder and halt the foreclosure sale.
- Speed is Paramount: We prioritize rapid due diligence and funding to meet tight legal deadlines.
- Property Condition Focus: We focus on the real estate and its value, not the circumstances that led to the distress.
- Financing in Bankruptcy: We have extensive experience financing properties that are currently in a Chapter 11 or Chapter 7 bankruptcy
2. Commercial Second Position Mortgage Loans
When the equity is available, a second mortgage is a powerful tool for injecting capital without disturbing the low-rate first lien. Our second position loans are underwritten using a unique, asset-first perspective.
- High Leverage: We provide junior financing behind the existing lender, leveraging the equity you’ve built in the asset.
- Focus on the Collateral: We are highly concentrated on the asset's value (LTV) and its proven cash flow.
- Overcoming Credit Challenges: Unlike banks that immediately reject borrowers with a bad credit history, we look past minor credit issues, past bankruptcies, or high debt-to-income ratios when the real estate asset and cash flow are strong. We underwrite the deal, not the debtor's credit history.
Why Choose Growth Funding Group?
As both a Direct Lender and Intermediary, we control the process and the terms, ensuring maximum certainty of close on complex deals that banks refuse to touch.
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Feature |
The Growth Funding Group Difference |
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Credit Flexibility |
We underwrite the asset and its cash flow; bad credit or past financial setbacks are not automatic disqualifiers. |
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Speed & Certainty |
Fast closings designed to meet foreclosure and maturity deadlines. We move at the speed of the market, not the speed of a bank committee. |
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Distress Expertise |
Decades of experience structuring loans for properties already in foreclosure or bankruptcy. |
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Scale |
Financing capacity to structure transactions into the hundreds of millions of dollars. |
Stop the clock on your commercial property's distress. Contact Growth Funding Group today to discuss a strategy to preserve your equity.
