Niche Commercial Lending: Foreclosure Bailouts, MCA Takeouts & Second Position Loans

At Growth Funding Group, we don't just process paperwork; we solve complex financial puzzles. We specialize in providing capital for situations, assets, and debt structures that traditional banks and conventional lenders simply won't touch.

As both a Direct Lender and a skilled Intermediary, our dual capacity allows us to offer unmatched flexibility. We can deploy our own capital quickly or structure highly specialized transactions through our extensive network of institutional partners, ensuring we deliver the exact financing required for even the most unconventional deal.

Here are the unique and complex funding solutions that set the Growth Funding Group apart:

  1. Commercial Foreclosure Bailouts & Emergency Capital

When time is running out and a commercial property faces immediate foreclosure, conventional lenders are nowhere to be found. We step into these urgent scenarios to protect your equity and stabilize the asset.

  • Commercial Foreclosure Bailouts: We provide rapid, short-term financing designed to halt immediate foreclosure proceedings, allowing the borrower time to reposition the asset or secure long-term conventional financing. We move with the speed and flexibility required to save your investment.
  • Commercial Second Position Loans (2nd Liens): When you need immediate capital but do not want to disturb the low-interest-rate financing currently held by your first lien holder, we offer a second mortgage. This allows you to extract crucial equity for working capital, acquisitions, or necessary improvements without the high costs and time delays associated with refinancing your entire property.
  1. Refinancing High-Cost Merchant Cash Advance (MCA) Debt

MCA debt can quickly strangle a healthy business due to its high cost and frequent repayment schedule. We offer specialized term loans designed explicitly to provide debt relief and improve cash flow.

  • Term Loans to Take Out MCA Debt: We understand the pressure of daily or weekly MCA payments. We structure single, affordable term loans to pay off the expensive, short-term MCA advances. This immediately frees up your cash flow, restores stability, and puts your business back on a sustainable growth trajectory with predictable monthly payments.
  1. Creative Collateralization and Hedge Fund Loans

Our expertise extends beyond typical real estate or accounts receivable. We excel at structuring financing against unconventional and future-based revenue streams.

  • Hedge Fund Loans Based on EBITDA: For businesses with strong future profitability but limited hard assets, we arrange structured loans that use the company’s Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) as the primary collateral metric. This is ideal for high-growth service, technology, or consulting firms.
  • Collateralizing Odd Asset Classes: If your capital need is tied to a unique or highly specialized asset (intellectual property, contractual rights, specialized machinery, or unique inventory), we have the capacity and creativity to underwrite and collateralize it. We find the inherent value in assets that traditional finance overlooks.

Ready to Solve Your Complex Funding Challenge?

Whether your need is urgent, the debt is unconventional, or the asset class is highly specialized, Growth Funding Group is structured to provide the solution. Contact us today to discuss your unique situation and see how far outside the box we can go for you.

We are here to help with your business credit and financing

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